Savings accounts

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Share Accounts

Your share savings account represents your share of ownership in the Credit Union. This is the primary account for all members. It must have a minimum balance of $20.00 to remain an active account. Dividends are paid quarterly and are based on the average daily balance in your account.

Share Certificates

The Town of Cheektowaga FCU offers 1, 2, 3, and 4 year term certificates. The minimum deposit is $500.00. You will not be able to make additional deposits to an existing account. We may impose a penalty if you withdraw from your account before the maturity date.

Youth Share Accounts

Persons 18 years and under can open a savings account with a deposit of $20.00. A legal guardian or parent must sign as joint owner. There is no monthly service or withdrawal fee.

Additional Share Accounts

Christmas Club Accounts

Vacation Club Accounts

Share Draft Accounts (Checking)



NO monthly service fee

NO minimum balance required

NO per check charges



Visa Debit Cards are obtainable through this account. Overdraft protection is available from your share savings account. The share draft account is offered to members who are at least 18 years old.


Click here to order checks